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TERMS OF USE Please read the following Privacy Statement. If you agree, check the I Agree box and click Submit to complete registration Accuracy of Information Northern Illinois Health Plan (“NIHP”) has made reasonable efforts to present the information contained on this Web site (the "Site") accurately, but that information may contain inaccuracies. We have no obligation to update this Site, so it is possible that information found on this Site may be out-of-date. We provide the content and information on this Site on an "AS IS" and “AS AVAILABLE” basis, without any representations or warranties. We expressly disclaim any and all warranties, express or implied, including without limitation, the implied warranties of merchantability, non-infringement and fitness for a particular purpose. Limitation of Liability You use this Site at your own risk, and neither NIHP nor its licensors has any liability for any damages (whether direct or indirect, special, incidental, consequential or punitive) incurred by you as a result of your use of this Site or the information you receive from or submit to this Site. Links to Other Web Sites This Site may provide links to external web sites (“External Sites”) that we do not control or supervise. We do not endorse or monitor these External Sites and we are not responsible for the privacy practices or content of those other External Sites. Your use of External Sites is subject to each of those External Sites' respective terms of use and privacy policies as well as the requirements of any applicable laws. Security; Use Restrictions You may not use any device or computer program in order to interfere or attempt to interfere with the proper operation of this Site. You may not take any action that imposes an unreasonable load on the systems supporting this Site. You may not submit false information when registering with or accessing this Site, nor may you share your password or log in, or attempt to log in, with the user name of another person. You acknowledge that NIHP has the right, in its sole discretion to terminate your access to the Site, which may include the blocking of your IP (Internet Protocol) from accessing the Site, without liability to you or any third party, if you violate any of these Terms of Use, violate the rights of NIHP or its licensors, interfere with any other user’s access or use of the Site, or if NIHP decides that your use is otherwise detrimental to NIHP, the Site or NIHP’s suppliers or licensors. Type of Information Presented on this Site The medical and health-related information presented on this Site is general in nature. NIHP does not furnish health care services or medical care. Northern Illinois Health Plan does not render professional medical services. Information presented on this Site is not intended as a substitute for professional medical advice, diagnosis or treatment, nor is it intended to provide you with a specific diagnosis or treatment of a specific ailment. Information is being made available to you at your request and shall not be considered to constitute the practice of medicine and/or as a substitute for consultation with your physician. This information is for educational purposes only. The information provided on this Site does not constitute an authorization, certification, notification, verification or representation of coverage or benefits or a guarantee of payment. Services discussed on this Site may not be covered by your health care benefit plan. For questions concerning the benefits or requirements of your health care benefit plan, please refer to your coverage documents or call the Customer Service number on the back of your member ID card. Privacy Policy Our Privacy Policy, as it may change from time to time, is part of these Terms of Use. Ownership All right, title and interest in the content (including software, text and images) and other intellectual property (including trademarks and copyrights) on this Site are solely and exclusively the property of NIHP or its licensors, and are protected by intellectual property laws. You may display and use this Site (including printing pages of this Site) solely for your personal, noncommercial use. NIHP reserves all other rights. You may not modify, copy, distribute, publicly display, perform, license, transfer or sell any content or intellectual property obtained from this Site. You may not reverse engineer, disassemble or decompile any software (including tools, utilities, modules, applets and applications) included in any of the foregoing, or used to manipulate, transmit or display any of the foregoing. Governing Law These Terms of Use and your access to the Site shall be governed exclusively by the laws of the State of NIHP, without reference to its rules regarding choice of law. Dispute Resolution In order to avoid the cost and time consuming nature of litigation, any and all questions between Illinos and you, arising out of, relating to, or in connection with these Terms of Use, their interpretation, application, performance, nonperformance or breach, or any information received or otherwise relied on (collectively, "Dispute" or "Disputes") shall be resolved using alternative dispute resolution mechanisms instead of litigation under the following mediation and/or binding arbitration provisions. Updates to Terms of Use NIHP may change or update these Terms of Use from time to time without notice. However, all such changes will be posted here. You should review these Terms of Use from time to time so that you are aware of any such changes, as your use of this Site after any such change to these Terms of Use shall be considered your acceptance of the revised Terms. By using this Site, you acknowledge and agree that you have read and understand these Terms of Use, and that you expressly agree to be bound by them. If you disagree with these Terms of Use, you will be denied access to the Site that we are offering to you.
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